Terms and Conditions

Last Updated: January 10, 2026

Introduction

Welcome to Redbarn Investments. These Terms and Conditions ("Terms") govern your access to and use of the Redbarn Investments website at redbarn-investments.com ("Site") and all related services, including Investment Consulting, Portfolio Management, and Financial Planning. By accessing or using our Site and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website or services.

These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Redbarn Investments ("Company," "we," "us," or "our"). Please read them carefully before using our services.

Services

Redbarn Investments provides financial services, including Investment Consulting, Portfolio Management, and Financial Planning. The scope, features, and availability of our services are subject to change at our discretion without prior notice.

You agree to use our services only for lawful purposes and in accordance with these Terms. You must not use our services:

In any way that violates any applicable federal, state, local, or international law or regulation
To transmit, or procure the sending of, any unsolicited advertising or promotional material
To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
To engage in any conduct that restricts or inhibits anyone's use or enjoyment of our services
To introduce any viruses, malware, or other harmful material to our Site

User Consent

By using our Site and services, you consent to these Terms and our Privacy Policy. You represent that you are at least 18 years of age and have the legal capacity to enter into this agreement. If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

SMS Terms & Conditions

Redbarn Investments LLC may offer SMS or text messaging services to users who opt in to receive such communications. By opting in, you consent to receive messages sent using an automatic telephone dialing system. You agree to the following terms:

You consent to receive recurring SMS messages (including automated messages) from Redbarn Investments LLC, which may include service updates, appointment reminders, promotional offers, and other relevant communications.
You may opt out of receiving SMS messages at any time by replying STOP to any message. Upon receiving your opt-out request, we will confirm your removal and cease sending further messages.
For help or questions about our SMS program, reply HELP to any message or email us at info@redbarn-investments.com.
Message frequency may vary. Message and data rates may apply depending on your mobile carrier and plan.
Opting in to SMS communications is not a condition of purchase of any goods or services. You may use our services without subscribing to text messages.
We will not sell or share your mobile phone number with third parties for purposes unrelated to providing you with the services of that campaign.
Redbarn Investments LLC is not responsible for delayed or undelivered messages due to carrier issues or technical difficulties beyond our control.

Limitation of Liability

To the fullest extent permitted by applicable law, Redbarn Investments, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, arising out of or in connection with your use of or inability to use our services.

In no event shall the total liability of Redbarn Investments to you for all claims arising out of or relating to these Terms or your use of our services exceed the amount paid by you, if any, to Redbarn Investments during the twelve (12) months preceding the claim.

Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Redbarn Investments does not warrant that our services will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

Any financial information, advice, or recommendations provided through our services are for informational purposes only and should not be considered as personalized financial advice. You should consult with a qualified financial professional before making any investment decisions.

Indemnification

You agree to indemnify, defend, and hold harmless Redbarn Investments, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of our services, your violation of these Terms, or your violation of any rights of any third party.

Privacy Policy

Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our Site and services, you consent to the practices described in our Privacy Policy. We encourage you to review the Privacy Policy carefully.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Ohio, USA, without regard to its conflict of law provisions. Any dispute arising from these Terms or your use of our services shall be resolved exclusively in the state or federal courts located in Holland, Ohio, USA. You agree to submit to the personal jurisdiction of these courts.

Changes to These Terms

We reserve the right to modify or update these Terms at any time at our sole discretion. The revised Terms will be posted on this page with an updated "Last Updated" date. Your continued use of our Site and services after any modifications constitutes your acceptance of the updated Terms. We recommend checking this page periodically for any changes.

Contact Us

If you have any questions, concerns, or requests regarding these Terms and Conditions, please contact us:

Redbarn Investments
7130 Airport Highway, Holland, OH 44126, USA
Email: info@redbarn-investments.com
Website: redbarn-investments.com